A Little Secret That Everyone Getting Car Finance Should Know

People Like You Are Saving Thousands All Over Australia Using This Simple Concept

THE SECRET: No Payout Penalty

One year into your car finance you’re driving to work when, SMASH!

You write off your car.

You want to get out of your finance contract, right? No point paying for a useless wreck. You call your finance company and tell them you want out. “Sure”, they say “if you don’t mind paying over five thousand dollars in payout penalties and retained interest.”


Are you thinking “I’m a safe driver. This won’t affect me?” Is there really no chance you’ll lose your job and need to change cars? Or you’ll want to change cars sooner than your contract ends?


Be smart before you start. At Car Finance Shop we offer No Payout Penalties. Zero. And we don’t even charge any extra for it.

Why Choose Car Finance Shop?

Great Rates

Get an individual tailored finance package to suit your personal or business requirements with the most competitive rates.

Hassle Free

Let us take the hassle out of your car buying experience.

Buying a used car? Let us negotiate with the seller for you.

First Class Service

Take advantage of:

  • Your own dedicated finance consultant
  • Seamless process from application to settlement
  • Round the clock service
  • The most reputable lenders in Australia

24 Hour Settlement

Drive away in you new car in just 24 hours after getting a quote.

Any Make and Model

We can finance any new or used vehicles in the market.
Finance approvals can be either from a dealer or private sales.

What Car Finance Shop Customers Say

My wife and I were in a tough spot with a car that wasn’t worth what we owed on it that wasn’t going to be big enough anymore for our growing family.
Leon worked very hard getting finance quotes, helping negotiate with the dealers and making what ended up being a reasonably complicated sale relatively easy on our end. Despite us changing our minds on which model car we wanted about 5 times, Leon came through with the quotes and finance approvals every time and very quickly which gave us the ability to negotiate hard with dealers knowing that we had the option to walk away because we had several other options. We’re absolutely loving the new car and definitely owe leon a beer or three.

Automotive Lease Packaging (ALP) has provided novated motor vehicle leasing services to Northern Health (NH) for the past six years. ALP services are provided for NH employees that include quotations, procurement, financing, servicing and vehicle replacements. Services are provided for new and used cars.
ALP has developed a novated motor vehicle leasing package that gives NH employees choice. Choices include no payout penalties, and insurance options that protect employees.
NH employees can access their novated motor vehicle leasing information via a web based portal.

I called up Leon on Thursday morning and told him I need to get into a BMW X5 by Friday night as I was going up to Sydney. Leon organised the finance and got me in the car in time. Unlike the other financing companies I spoke to, he actually spent the time in our first phone call to explain everything, and he also helped guide me through every stage of the process. Could not thank Leon more for all his help.

…Gehan Waduge talked me through the advantages of novated leaseing. Explaining the advantages and guaranteed discounts that would be available through his company’s selective negotiation with car dealerships. Initially I found it a bit hard to believe I am usually suspicious and tend to tread carefully but within a short period of time he was able to prove me wrong and trim about $3000 off the price of the vehicle I had pre‐selected … I was soon able to pick up my brand new Mazda from the Melbourne show room with the added beauty that I did not have to sit in a car dealership all day drinking endless cups of coffee while waiting for a car sales person to do the paperwork…

What Happens Next?


1. Fill out the form


2. Get a call back with in 24 hours


3. We do all the work


4. Drive away in your new car